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CHAPTER 9 NONDISCRIMINATION TESTING

Description

This chapter addresses the nondiscrimination testing rules prescribed by IRC §401(a)(4) and the underlying Treasury regulations. The contributions or benefits under a qualified plan must be nondiscriminatory, meaning that they cannot favor HCEs, except as permitted by statute or regulation. The special testing rules for section 401(k) arrangements and section 401(m) arrangements are discussed in Chapter 11. Specific rules for permitted disparity under IRC §401(l) (also known as "integration with Social Security") also are not discussed, but this

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